Service Charges

No Surprises, Just Clear Charges.

The service charges of The Junagadh Jilla Sahakari Bank Ltd are designed to ensure a transparent and efficient banking experience for our customers. We believe in providing a wide range of financial services with utmost convenience and reliability. Our service charges are reflective of the operational costs associated with maintaining and continuously enhancing the quality of our services, while ensuring that customers receive real value for their trust in us.

At The Junagadh Jilla Sahakari Bank Ltd, we strive to offer competitive and fair service charges, keeping in mind the diverse financial needs of our customers. These charges may include fees for various banking transactions, such as fund transfers, account maintenance, cheque clearing, demand drafts, locker facilities, and other specialized services. Every charge is clearly defined, with no hidden costs, so that customers can make informed financial decisions.

Transparency and fairness remain at the core of our operations.

NEFT CHARGES

RTGS CHARGES

IMPS - UPI CHARGES

Locker Charges

Inter Branch Transactions

Other Charges

Sr. No.	Particulars	Charge Rate
1	Rs. 1/- To Rs. 10,000/-	Rs. 2.50/-
2	Rs. 10,001/- To Rs. 1,00,000/-	Rs. 5/-
3	Rs. 1,00,001/- To Rs. 2,00,000/-	Rs. 15/-
4	Rs. Above 2,00,000/-	Rs. 25/-
5	Mobile Banking	Nil/-

Sr. No.	Particulars	Charge Rate
1	Rs. 2,00,000/- To Rs. 5,00,000/-	Rs. 25/-
2	Rs. Above 5,00,000/-	Rs. 51/-
3	Mobile Banking	Nil/-

Sr. No.	Particulars	Charge Rate
1	IMPS Charges	NIL
2	UPI Charges	NIL

Locker Type	Yearly Charges (GST Exclusive)	3 Years Charges (GST Exclusive)
A	Rs. 800/-	Rs. 2300/-
B	Rs. 1000/-	Rs. 2800/-
C	Rs. 1200/-	Rs. 3400/-
D	Rs. 1400/-	Rs. 4000/-

Inter Branch Transactions In Cash

Sr. No.	Inter Branch Transactions In Cash	Charge Rate
1	Rs. 1/- To Rs. 10,000/-	NIL
2	Rs. 10,001/- To Rs. 25,000/-	Rs. 50/-
3	Rs. 25,001/- To Rs. 50,000/-	Rs. 75/-

Inter Branch Transfer

Sr. No.	Inter Branch Transfer	Charge Rate
1	Rs. 1/- To Rs. 10,000/-	Rs. 2.50/-
2	Rs. 10,001/- To Rs. 1,00,000/-	Rs. 5/-
3	Rs. 1,00,001/- To Rs. 2,00,000/-	Rs. 15/-
4	Rs. 2,00,001/- To Rs. 5,00,000/-	Rs. 25/-
5	Above Rs. 5,00,000/-	Rs. 51/-

Sr No.	Particulars	Charges
1	SMS Alert Charges (Quarterly)	Rs. 15/-
2	Statement Charges	Rs. 15/-
3	Balance Certificate	Rs. 50/-
4	Issue Of Passbook	Nil
5	Signature Verification	Rs. 50/-
6	Photo Attestation	Rs. 50/-
7	Account Transfer Charges	Rs. 50/-
8	Account Close (Before 12 Months)	Rs. 100/-
9	Duplicate F.D. Issue	Rs. 50/-
10	ATM Pin Replacement	Free Via Green Pin + Mobile Banking App
11	ATM Card Replacement	Rs. 200/-
12	Stop Payment (Every Single Cheque)	Rs. 50/-

Debit Card Transaction Charges

Debit Card Transactions	Transaction Type	Charges
Above 5 transactions in other bank	Financial	Rs. 17/-
Above 5 transactions in other bank	Non-Financial	Rs. 6/-

Cheque Charges

Cheque Return Charges	Amount	Charges
Cheque Return Charges	Up to Rs. 50,000/-	Rs. 50/-
Cheque Return Charges	Rs. 50,001/- To Rs. 1,00,000/-	Rs. 100/-
Cheque Return Charges	Above Rs. 1,00,000/-	Rs. 200/-

Demand Draft Charges

D.D (Demand Draft) Charges	Amount	Charges
D.D (Demand Draft) Charges	Up to Rs. 10,000/-	Rs. 30/-
D.D (Demand Draft) Charges	Above Rs. 10,000/-	Rs. 30/- + Rs. 2.50/- per Rs. 1,000/-
D.D Revalidation/Cancel Charge/Duplicate	-	Rs. 50/-

Passbook Charges

Sr No.	Particulars	Charges
1	Issue Of Passbook (for new account)	Nil
2	Duplicate Passbook (Direct Last Balance)	Rs. 50/- Or Every Single Entry Rs. 1/- For Current Financial Year
3	Duplicate Passbook (Extra Every 40 Entry)	Rs. 50/- Or Every Single Entry Rs. 1/- For Current Financial Year

Updates: