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T h e J u n a g a d h J i l l a S a h a k a r i B a n k L T D .

The Junagadh Jilla Sahakari Bank Ltd

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Gold Loan

Transform Your Gold into Opportunities

The Junagadh Jilla Sahakari Bank Ltd. Gold Loan is your definitive financial solution, designed to provide quick and convenient access to funds whenever you face urgent monetary needs—whether it’s for higher education, expanding your business, managing personal expenses, handling a medical emergency, or any other legitimate purpose other than purchasing gold jewellery.

In times of economic uncertainty or unforeseen financial crises, leveraging your idle gold assets through a loan can offer both security and liquidity, transforming your valuable holdings into a practical financial tool without the need to sell them. 

Our Gold Loan scheme is crafted to ensure a seamless borrowing experience with minimal documentation, rapid verification, and swift disbursal, often within hours of application, so you can address your financial obligations without delay. We offer flexible tenure options and convenient repayment plans, allowing you to choose a schedule that aligns with your cash flow.

Products We Offers

Gold Loan Product Minimum Loan Maximum Loan Interest Rate (Annually) Repayment of Interest Tenure of Loan
Bullet Gold Loan
10,000
2,00,000
10%
Yearly Interest
12 Months Term
Gold Loan 2L Above
2,00,001
10,00,000
10%
Monthly Interest
12 Months Term
Gold Loan 2L Agri above
2,00,001
10,00,000
10%
6 monthly Interest (March & September)
12 Months Term

Branch Having Gold Loan

Gold Loan Charges ​

Loan Amount Valuation Charges Processing Charges
10,000 to 2,00,000
250/- + GST
250/- + GST
2,00,001 to 4,00,000
400/- + GST
350/- + GST
4,00,001 to 6,00,000
500/- + GST
450/- + GST
6,00,001 to 8,00,000
600/- + GST
550/- + GST
8,00,001 to 10,00,000
700/- + GST
650/- + GST

Gold Loan Required Documents

Basic documents required for taking a gold loan.

Bullet Gold Loan

  • 7-12 /8-A (For Agri)
  • RS. 300/- Non Judicial Stamp (For Non Agri)
  • Aadhar Card
  • Election Card
  • PAN Card (If Available)

Non Agri Gold Loan

  • RS. 300/- Non Judicial Stamp
  • Aadhar Card
  • Election Card
  • PAN Card (If Available)

Agri Gold Loan

  • 7-12 /8-A
  • Aadhar Card
  • Election Card
  • PAN Card (If Available)

Copyright © 2024

The Junagadh Jilla Sahakari Bank Ltd. All rights Reserved.

1800-233-3196

Customer Care Number

customer.support@thejjsbank.in

Customer Care Email

The Junagadh Jilla Sahakari Bank Ltd. Registered with DICGC

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