The Junagadh Jilla Sahakari Bank Ltd
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The Junagadh Jilla Sahakari Bank Ltd
Bank never ask for confidential Information such as PIN and OTP from customers. Any such call can be made by a fraudster. Please do not share your personal Info.
Welcome to our comprehensive suite of digital banking services, meticulously designed to provide you with a seamless, secure, and highly efficient financial management experience that adapts to your modern lifestyle.
At the heart of our offerings is a commitment to enhancing your banking journey through cutting-edge digital solutions that cater to both your everyday financial needs and long-term goals. Whether you’re checking balances, transferring funds,our platform delivers unmatched convenience and reliability.
Our streamlined digital banking services are crafted with a user-friendly interface and intuitive navigation, ensuring that you can effortlessly access and manage your accounts, perform real-time transactions, and monitor your financial health—all from the comfort of your home or while on the go. With robust security features including multi-factor authentication, encrypted transactions.
Welcome to our comprehensive suite of digital banking services, meticulously designed to provide you with a seamless, secure, and highly efficient financial management experience that adapts to your modern lifestyle.
At the heart of our offerings is a commitment to enhancing your banking journey through cutting-edge digital solutions that cater to both your everyday financial needs and long-term goals. Whether you’re checking balances, transferring funds,our platform delivers unmatched convenience and reliability.
Our streamlined digital banking services are crafted with a user-friendly interface and intuitive navigation, ensuring that you can effortlessly access and manage your accounts, perform real-time transactions, and monitor your financial health.
View All Accounts details And Account Summery.
View/Download statements
Generate MMID. (MMID code acts as a safety measure to keep IMPS transactions secure)
ATM Card Services like Active/Dative Card, Generate Green PIN, ATM Card Blocking.
Customer can Set/Modify Transaction Limits in Debit card like ATM, PoS , E-Commerce (Online)
through Internet Banking.
Mobile banking is a service provided by The Junagadh jilla sahakari bank Ltd that allows customers to conduct various financial transactions using a mobile device, such as a smartphone or tablet. It brings the convenience of banking to the fingertips of users, enabling them to manage their finances on the go.
Mobile Banking at your fingertips
Biometric login
Minimum Two factor authentication.
View / download account statements.
Transfer funds via NEFT / RTGS / IMPS
Generate MMID
ATM Green PIN generation.
Permanent Block ATM Card Block
Aadhar Link with bank account (Subsidy DBTL)
Spend Analyzer.
Standing Instructions Creation/Deletion.
Order and manage cheques.
Pay bills and recharge.
View transaction history.
Customize ATM/POS/ECOM limits.
Download app For iOS
Download app For Android
National Electronic Funds Transfer (NEFT) is a popular and widely used electronic payment system in India, introduced and maintained by the Reserve Bank of India (RBI). NEFT allows individuals, businesses, and organizations to transfer funds from one bank account to another securely and efficiently, and it is available across the country.
NEFT is available at nearly all bank branches in India, making it accessible to a vast majority of the population. Whether you are in a metropolitan city or a rural area, you can use NEFT to transfer funds between accounts.
NEFT processes transactions in batches throughout the day, enabling quick and reliable money transfers without using physical cheques or drafts.
Transaction Limits
| Types Of Accounts | Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|---|
|
Savings Accounts |
Rs 1 /- To Rs 2,00,000 /- |
Rs 5,00,000 /- |
Nil |
|
Current Accounts |
Rs 1 /- To Rs 2,00,000 /- |
Rs 5,00,000 /- |
Nil |
Above Transaction Limits are applicable for Digital Banking Channels.
NEFT Timings : 24 x 7 x 365 on Digital Banking Channels
Real Time Gross Settlement (RTGS) is a specialized electronic funds transfer system designed for high-value transactions, ensuring immediate and final settlement.
Unlike other systems that process payments in batches, RTGS processes each transaction individually in real time, which guarantees instant and irrevocable transfer of funds.
This system is particularly valuable for large payments due to its unmatched speed, reliability, and security. Since settlements occur directly in the books of the Reserve Bank of India (RBI), the transactions are final, legally binding, and cannot be reversed.
RTGS is therefore considered one of the safest and fastest modes of transferring substantial amounts of money within the country.
Transaction Limits
| Types Of Accounts | Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|---|
|
Savings Accounts |
Rs 2,00,000 /- To Rs 5,00,000 /- |
Rs 10,00,000 /- |
Nil |
|
Current Accounts |
Rs 2,00,000 /- To Rs 5,00,000 /- |
Rs 10,00,000 /- |
Nil |
Above Transaction Limits are applicable for Digital Banking Channels.
RTGS Timings : 24 x 7 x 365 on Digital Banking Channels
Immediate Payment Service (IMPS) is a real-time electronic money transfer mechanism that instantly credits money to the payee or beneficiary account, offering unparalleled convenience for interbank transactions. Customers can initiate IMPS transfers through various channels, including mobile banking.
The advent of IMPS technology laid the foundation for the Unified Payments Interface (UPI), an advanced variant that has revolutionized digital payments in India by enabling seamless, instant transactions. The Junagadh Jilla Sahakari Bank Ltd proudly offers IMPS services.
Transaction Limits
| Types Of Accounts | Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|---|
|
Savings Accounts |
Rs 1 /- To Rs 5,00,000 /- |
Rs 5,00,000 /- |
Nil |
|
Current Accounts |
Rs 1 /- To Rs 5,00,000 /- |
Rs 5,00,000 /- |
Nil |
Above Transaction Limits are applicable for Digital Banking Channels.
IMPS Timings : 24 x 7 x 365 on Digital Banking Channels
A Unified Payments Interface (UPI) is a revolutionary smartphone-based application that allows users to transfer money seamlessly between bank accounts. Developed by the National Payments Corporation of India (NPCI), UPI functions as a single-window mobile payment system that brings together multiple banking features into one easy-to-use platform, making financial transactions simpler than ever before.
One of the biggest advantages of UPI is that it eliminates the need to repeatedly enter bank account details, IFSC codes, or other sensitive information for every transaction. Instead, users can create a unique UPI ID or use their mobile number, ensuring both convenience and security while performing payments.UPI supports a wide range of services in India.
Transaction Limits
| Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|
|
Rs 1 / – To Rs 1,00,000 /- |
Rs 1,00,000 /- |
Nil |
To make cheque transactions safer, the Reserve Bank of India (RBI)vide circular no. RBI/2020 21/ 41DPSS.CO.RPPD.No.309/ 04.07.005/ 2020-21 dated September 25, 2020 has asked all banks to introduce the Positive Pay System effective 01 January, 2021.
A positive pay system is a measure by the RBI to prevent frauds perpetrated through cheque payments in the form of tampering or alteration of the cheque. The drawer of the cheque reconfirms key details of the cheque which can then be cross-checked at the time of presentation of the cheque while processing the payment. If the cheque details provided through positive pay match with the details of the cheque presented, the payment is processed, else, the cheque is returned.
The Junagadh Jilla Sahkari Bank is fully aware of the risk posed by cheque fraud. Hence, we have put into place a robust process that is fully compliant with RBI guidelines. However, not all cheques will need to undergo verification via Positive Pay. We recommend this process for cheques with a value of Rs 5,00,000/- and above. The Customers need to share the following details of the issued cheque immediately to the bank:
These details can be submitted by the account holder to the bank by either the Positive Pay Mobile Application of GSC Bank (Download from Google Play Store) or filling a simple Positive Pay form. (In case branch submission)
Drawers Account Number
Cheque Number Cheque Date Amount Payee’s Name MICR Code
The Bharat Bill Payment System (BBPS) offers a unified and interoperable platform for convenient bill payments, bringing customers the flexibility of paying bills anytime and from anywhere. Regulated by the Reserve Bank of India (RBI) and operated by the National Payments Corporation of India (NPCI), BBPS ensures standardization, reliability, and security in the bill payment ecosystem.
The Junagadh Jilla Sahakari Bank LTD has seamlessly integrated BBPS into its banking services through the advanced Bill Presentment Module, enabling customers to effortlessly manage and settle their utility and service bills in one place. Whether it’s electricity, water, gas, postpaid telephone, DTH television, broadband, or other essential services, payments can be made quickly and securely using the bank’s mobile banking application or digital channels.
Fast Settlements: 6 cycles per day.
Always on with 24×7 / 99.87% uptime.
12+ payment modes for customers.
150+ digital channels and 35+Lac outlets.
Junagadh Jilla Sahakari Bank Ltd. introduces TAB Banking, a modern and convenient digital banking service designed to bring banking facilities directly to your doorstep.
With TAB Banking, our trained bank staff visit the customer’s home or workplace with a secure tablet device to complete the Individual Savings Account opening process quickly, safely, and
efficiently.
What is TAB Banking?
TAB Banking is a paperless and digital account opening facility where bank staff collect customer details, upload required documents, capture photographs, and complete the account opening process on-site using a secure banking application.
This service is especially helpful for senior citizens, farmers, daily wage workers, women, and customers in remote areas.
Key Features
Doorstep Banking Service – No need to visit the branch Fast & Paperless Process Secure Document Upload through bank-authorized tablets Individual Savings Account Opening Trained & Verified Bank Staff Time-Saving & Hassle-Free
Benefits to Customers
No travel or waiting at the branch Easy account opening from home Ideal for rural and elderly customers Trusted service by Junagadh Jilla Sahakari Bank Ltd. Safe, secure, and transparent process
Please contact your nearest Junagadh Jilla Sahakari Bank Ltd. branch or speak with our authorized bank staff to avail TAB Banking services.
Junagadh Jilla Sahakari Bank Ltd. offers a secure and easy QR Code Payment Service for our business customers. With this service, merchants can accept digital payments from customers using a simple QR code, and the payment is credited directly to the merchant’s bank account.
Our QR Code Service allows shopkeepers, traders, and business owners to receive payments instantly through popular UPI apps by displaying a QR code at their place of business.
Customers simply scan the QR code, make the payment, and the amount is reflected directly in the customer’s bank account with Junagadh Jilla Sahakari Bank Ltd.
Key Features
Easy to use – Just scan & pay Instant credit to your bank account No need to handle cash Safe and secure digital transactions Suitable for all types of businesses Works with all major UPI apps
Who Can Use This Service?
Small shop owners Traders & merchants Farmers & rural businesses Service providers Any business having an current account with Junagadh Jilla Sahakari Bank Ltd.
For more details or to apply for the QR Code Payment Service, please contact: Junagadh Jilla Sahakari Bank Ltd. Visit your nearest branch Contact your branch.
