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The Bank proudly introduces the Saral Cash Credit Scheme, a customer-friendly cash credit facility designed to meet personal financial needs.
This scheme enables eligible customers within the Bank’s jurisdiction to access funds quickly with minimal documentation, competitive interest rates, and flexible repayment options.
Saral Cash Credit is ideal for individuals looking for easy cash credit up to ₹1 lakh, without the burden of heavy processing fees or hidden charges.
Backed by the Bank’s trusted service and customer-first approach, Saral Cash Credit provides financial support while maintaining affordability and flexibility.
It is a reliable solution for individuals seeking timely credit assistance with clear terms and hassle-free banking experience.
Who Can Take This Saral CC Loan?
1Salaried persons
2Farmers
3Small shopkeepers
4Self-employed persons
5Anyone needing money for daily or business needs
How to Apply
1
To apply for the Saral Cash Credit Scheme, please visit your nearest Bank branch. Our staff will assist you with the application process and guide you through the required formalities.
Benefits of Saral Cash Credit Scheme
Simple, transparent, and affordable cash credit solution.
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Easy and Quick Loan
Hassle-free cash credit facility with quick approval and minimal documentation.
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Loan up to ₹1 Lakh
Avail cash credit facility up to ₹1,00,000 to meet personal or business needs.
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No Processing Fee
Enjoy zero processing charges with complete transparency.
%
Fixed Interest Rate – 13%
Benefit from a fixed and affordable interest rate of 13% per annum.
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No Pre-Closure Charges
Close your loan early without paying any extra charges.
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Monthly Interest Payment Only
Pay only the interest amount every month, keeping cash flow easy.
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Loan Tenure up to 36 Months
Flexible loan tenure of up to 36 months.
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Flexible Interest Payment Window
Interest payable monthly between 1st to 10th of every month.
Provide Savings Account and Banking Facilities
1
Cheque Book
2
Mobile Banking
3
RuPay Debit Card
Security / Guarantee Requirement
Immovable Property Requirement
The applicant must own immovable property.
Guarantor Condition
If the applicant does not own immovable property, a guarantor owning immovable property is mandatory.
Interest Calculation
Interest is calculated and payable on a monthly basis.
For more details or to apply under the Saral Cash Credit Scheme, please visit your nearest branch or
contact the Bank.