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T h e J u n a g a d h J i l l a S a h a k a r i B a n k L T D .

The Junagadh Jilla Sahakari Bank Ltd

Updates:

Bank never ask for confidential Information such as PIN and OTP from customers. Any such call can be made by a fraudster. Please do not share your personal Info.

Saral Cash Credit Scheme

Quick, Easy & Affordable Cash Credit Facility

The Bank proudly introduces the Saral Cash Credit Scheme, a customer-friendly cash credit facility designed to meet personal financial needs.

This scheme enables eligible customers within the Bank’s jurisdiction to access funds quickly with minimal documentation, competitive interest rates, and flexible repayment options.

Saral Cash Credit is ideal for individuals looking for easy cash credit up to ₹1 lakh, without the burden of heavy processing fees or hidden charges.

Backed by the Bank’s trusted service and customer-first approach, Saral Cash Credit provides financial support while maintaining affordability and flexibility. 

It is a reliable solution for individuals seeking timely credit assistance with clear terms and hassle-free banking experience.

Who Can Take This Saral CC Loan?

1 Salaried persons
2 Farmers
3 Small shopkeepers
4 Self-employed persons
5 Anyone needing money for daily or business needs

How to Apply

1 To apply for the Saral Cash Credit Scheme, please visit your nearest Bank branch. Our staff will assist you with the application process and guide you through the required formalities.

Benefits of Saral Cash Credit Scheme

Simple, transparent, and affordable cash credit solution.

  • Easy and Quick Loan

    Hassle-free cash credit facility with quick approval and minimal documentation.

  • Loan up to ₹1 Lakh

    Avail cash credit facility up to ₹1,00,000 to meet personal or business needs.

  • 🚫

    No Processing Fee

    Enjoy zero processing charges with complete transparency.

  • %

    Fixed Interest Rate – 13%

    Benefit from a fixed and affordable interest rate of 13% per annum.

  • 🔓

    No Pre-Closure Charges

    Close your loan early without paying any extra charges.

  • 📅

    Monthly Interest Payment Only

    Pay only the interest amount every month, keeping cash flow easy.

  • Loan Tenure up to 36 Months

    Flexible loan tenure of up to 36 months.

  • 🗓️

    Flexible Interest Payment Window

    Interest payable monthly between 1st to 10th of every month.

Provide Savings Account and Banking Facilities

1

Cheque Book


2

Mobile Banking


3

RuPay Debit Card

Security / Guarantee Requirement

Immovable Property Requirement

  • The applicant must own immovable property.

Guarantor Condition

  • If the applicant does not own immovable property, a guarantor owning immovable property is mandatory.

Interest Calculation

  • Interest is calculated and payable on a monthly basis.
For more details or to apply under the Saral Cash Credit Scheme, please visit your nearest branch or contact the Bank.

Copyright © 2024

The Junagadh Jilla Sahakari Bank Ltd. All rights Reserved.

1800-233-3196

Customer Care Number

customer.support@thejjsbank.in

Customer Care Email

The Junagadh Jilla Sahakari Bank Ltd. Registered with DICGC

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