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T h e J u n a g a d h J i l l a S a h a k a r i B a n k L T D .

The Junagadh Jilla Sahakari Bank Ltd

Updates:

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Crop Loan

Empowering Farmers, One Loan at a Time.

The Junagadh Jilla Sahakari Bank Ltd. takes pride in offering a wide, varied, and meticulously tailored suite of financial products designed to meet the needs of every segment of customers—from individuals and small families to large-scale businesses and corporate entities—with a special focus on strengthening the agricultural backbone of our community. 

Our range of agriculture loans includes thoughtfully structured term loans aimed at supporting farmers in purchasing high-quality cattle, acquiring modern irrigation equipment, financing farm machinery, and meeting other essential agricultural requirements that contribute to enhanced productivity and sustainable growth. 

We go beyond financial support by offering farmers flexible repayment options tied to seasonal income, competitive interest rates, and personalized expert guidance to help them make informed decisions and maximize returns on their agricultural investments.

Features of Crop Loan

1 Hassle free processing
2 Avail loan As per scale of finance & Minimal paperwork
3 Repayment period –1 year
4 Available for direct agricultural purposes as well as allied activities
5 Short-term capital funds agricultural input costs like seeds, fertilizers, and labor.
6 Amount of working capital limit is fixed basis scale of finance (SOF) of crops grown by borrower on agricultural land
7 Annual review of working capital limit

Eligibility To Open Savings Account

For getting the finance through PACS, farmers have to become a member of the Society in the related area where they reside. They must provide land records to the Secretary of the society.


Society is asses the credit needs of the member as per the loan policy and prepare the “SAKH PATRAK” for the society and submit the same to respective Branch Level and loan is sanctioned to the society.


For getting the finance through the bank, farmers must approach the nearest branch of The Junagadh Jilla Sahakari Bank. They must provide the land record and KYC to the bank. The bank will assess the credit requirements and approve the loan as per policy.

Crop Loan Required Documents

Basic documents required for Crop Loan account.

Duly Filled Application Form

Recent Passport Size Photographs

7-12 / 8-A Land Record Copy

Identity Proof (Any One)

  • Aadhar Card
  • Passport
  • Driving Licence
  • Voter's ID Card
  • PAN Card
  • Job Card Issued By NREGA

Address Proof (Any One)

  • Aadhar Card
  • Passport
  • Voter's ID Card
  • Ration Card
  • Electricity Bill
  • Telephone & Mobile Bill

Copyright © 2024

The Junagadh Jilla Sahakari Bank Ltd. All rights Reserved.

1800-233-3196

Customer Care Number

customer.support@thejjsbank.in

Customer Care Email

The Junagadh Jilla Sahakari Bank Ltd. Registered with DICGC

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