The Junagadh Jilla Sahakari Bank Ltd
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The Junagadh Jilla Sahakari Bank Ltd
Bank never ask for confidential Information such as PIN and OTP from customers. Any such call can be made by a fraudster. Please do not share your personal Info.
A Term Deposit, commonly known as a Fixed Deposit, is one of the most trusted and widely used investment instruments offered by banks and financial institutions, designed to help individuals securely grow their savings over a predetermined period.
By investing a lump sum amount for a fixed tenure—ranging from as short as 7 days to as long as 10 years—depositors can enjoy stable and guaranteed returns, making it an ideal choice for risk-averse investors and those planning for future financial goals such as education, marriage, or retirement.
The interest on Fixed Deposits is typically higher than that offered on Savings Accounts and can be compounded quarterly, annually, or at maturity, depending on the bank’s policy and the depositor’s preference. At The Junagadh Jilla Sahakari Bank Ltd., we take pride in offering a diverse range of Fixed Deposit schemes tailored to meet the varying needs of our customers.
| Interest Type | Interest Rate(For Normal) | Interest Rate(For Senior Citizen) |
|---|---|---|
|
7 days to 45 days |
3.50% |
4.00% |
|
46 days to 90 days |
4.50% |
5.00% |
|
91 days to 179 days |
5.00% |
5.50% |
|
180 days to 364 days |
5.50% |
6.00% |
|
1 years to <2 years |
6.75% |
7.25% |
|
2 years to <3 years |
6.50% |
7.00% |
|
3 years to <5 years |
6.25% |
6.75% |
• RDs make it possible for investors to earn attractive FD-like returns, even on small-ticket investments. This type of deposit account helps investors develop the discipline of saving money at regular intervals.
• RDs offer guaranteed returns, unlike other monthly investment schemes like systematic investment plans (SIPs) offered by mutual funds.
• You can create RDs of small amounts, and your monthly installment can be as low as INR 100, INR 500, INR 1,000, etc., depending on the bank with which you choose to open the RD.
• There is no risk of capital erosion. The bank pays you back the entire sum invested, plus the interest amount, when the RD matures.
Recurring deposit rates applicable as per term deposit rates
| Interest Type | Interest Rate(For Normal) | Interest Rate(For Senior Citizen) | Interest Rate(For SHG) |
|---|---|---|---|
|
1 Years to <2 Years |
7% |
7.5% |
7% |
|
2 Years to <3 Years |
7.1% |
7.6% |
7.1% |
|
3 Years to <5 Years |
6.6% |
7.1% |
6.6% |
